Hi,I'm new to Philadelphia investing and have a few questions before I submit an offer.

So this is a question for the real estate professionals on this forum.

I am very eager about getting my foot into real estate and purchasing properties within the next 6 months.

I don't know if I would move just for real estate. 

I've spent hours reading books, articles, and listening to podcasts about real-estate investing.

I’m here to learn how to invest in real estate.

You’re borrowing against the equity in your home, so the money is not income but rather loan proceeds that you’ll need to repay.The pros of a cash-out refinance for most investors include the ability to build their portfolio and scale their real estate investment business.The cons could be trading a lower interest rate for a higher one and increasing your loan-to-value (LTV) ratio.

I did get my real estate in North Carolina during covid but then decided to move and settle in Denver, CO. 

Collections agencies have different levels of collection success rates and some offer credit reporting some do not.

My father and I are currently looking for our first real estate project in the US.