We all use private investors or NON/QM investors for DSCR but some again charge points and some do not because they UW the file (Mini-C).Most Bankers typically offer rate closer to PAR or less margin built into the rate.

If they pass that initial trial period, I offer a 6-12 month renewal. 

I will say anyone offering this should be giving you all the pros and risks of the flint marketplace.

Quote from @Arshiya Taami: I am planning on purchasing a profitable business with its real estate included in florida and the dscr is 1.85. the problem is im just short of 600k for the down payment. that being said, can anyone provide me any reputable loan companies that will offer bridge loans and what their requirements are. thank you in advance! 

Welcome to the world of real estate investing!

I’m in the process of getting my real estate salesperson license to gain access to MLS listings as well.

Quote from @Eliott Elias: Its role in real estate is too hyped.

Denver and its surrounds have particularly active markets and a lot of active individuals offering ancillary services so I'd suggest you research those available services you're looking at offering to help you get an idea for what is well covered, what is lacking and what your competitor's pricing looks like.

Best of luck as you start your real estate journey.

What was the interest rate and when you went to refinance what rate were they offering?