The rule of thumb in my market is that a local lender will have authority to lend to a certain amount with his own approval.

@Sean Gibson ,So let me see if I understand this correctly, taxpayers are paying you while you are conducting personal research on a daily basis and using official police authority and equipment paid for by taxpayers.Is there not one person left out there with morals or ethics?

If anyone is interested in co-authoring a "How NOT to Invest in Real Estate" guide, feel free to reach out to me.

Thomas Stanley – author of The Millionaire Next Door – that 1 in 8 American households has a net worth of $1M or more.

the problem is the list above leaves out the three largest expenses!

Going with O & M ordinary expenses for bed bugs and due to the pre-existing condition of the mold, my accountant and I feel that there is sufficient authority to treat the remediation as a cap ex ('betterment', returning property to it's previous condition, etc.).

Economy wise, Portage has been growing strong in the past 5-10 years - A brand new retail section with new box stores and a multi-million recreation center are a couple of the largest improvements in the area.

While BP is a great place to market great deals, the MLS is the largest marketplace for residential properties out there.Also, I think the property you're marketing is the one you had a thread about weeks ago -- the one with just a dirt lot and no curb appeal.

Having filed a report with the relevant authorities may aid your argument with the bank, but I wouldn't expect much response outside of this.

A title company should be able to help with this.Also, you should check with local authorities (building/code enforcement, water/sewer department, etc.).