Thank U Brandon Turner for being so personable, I was able to see that I can do this if U could too.

@ning xie why would u stay away from oakland and east palo alto? 

@Hunter Crowder Heloc, Roth, 401k Loan, 401k withdrawal, Private Lender, Private Bank Loan, Joint-Venture, LLC Partnership, Hard Money Lender, Home Equity Loan, etc. 

You may also find Private Investors that like your deal that could also Joint Venture with you being the money of the project. 

I don't want to do joint ownership on the deed but rather want it solely in my name. 

@Bjorn AhlbladOnly u has key to unlock dumpster?

It protects people who made up to $99K individual or $200K jointly in 2020.

This also in a way reminds me of the GFC when U had all those strategic foreclosures.. in states with no deficiency judgement possible people did this in droves although there were always 1099C threat but then govmit came out and put a moratorium on that..   

You can structure as a joint venture (typically 5 or less partners) and this avoids the complexities and regulatory pitfalls of a syndication

(Be careful, there are sometimes lower limits on investment properties and owner occupied.)Anyway, lmk if you’re in town and want to talk real estate with me, San Diego glory stories or nursing horror stories with the wife. pizza and burger joints are open at least.