Variable gives pre-payment flexibility and examined historically, variable rates have proven to be less expensive over time but history repeats itself until it doesn't.

It's a historic home near downtown Caldwell, Idaho- about 25 minutes outside of Boise.

Looking for syndicator experienced in PA to facilitate an emerging deal to convert existing 25-room historic hotel in Chester Co. to 8-12 apts., plus renovate and operate 12 add'l units in two bldgs. adjacent to it.

I think they also have events around the year and wondering if it is worth it to invest in STR in Historic district or around Carlisle? 

I believe that historical testing will prove the 4% rule, depending on when you begin pulling money out (ie: if you formed your portfolio and in 1929 and began pulling the 4% in that year, you got burned, but if you stared in the 19teens, you were fine.- I partially agree/slightly disagree with your discussion of owning.  

White men have had a historically longer time to build up and pass on wealth.

Public transportation expansions are happening, street repairs, Whole Foods Distribution, and about $2m worth of business proposals including a hotel for tourism is in the works because of the Historic Pullman District and President Obama naming it a National Park District.

Does anyone have any experience in getting a structure certified as a historic structure? 

@Andrew Merritt  We have an older 4-plex in a historic area of town and the window units have worked great for us. 

Most agents look only at MLS and minimal historical data which is...um...exactly what Zillow tries to do.