In our market 40% equity works just fine. 300k house 120k in equity.

You may have to work harder than men (on average) but once you get going, get confident and established you will be fine. 

Currently Atlanta is doing fine, have a Realtor provide you with a monthly MLS sales report , using a 6 month rolling average like this https://bit.ly/3cU3Vb7

As far as I can tell, the biggest commercial RE that are doing fine are the following:1.

Focus on finding a team that also invests and you will be fine. 

Without registration you will not be able to bring an eviction case and you can potentially be fined.

:) That's a very Dave Ramsey approach to personal finance which is fine and good for many, just not my approach.Regarding maxing out retirement plans - retirements plans limit my flexibility with their limitations.

I understand it’s not an appreciating market which is fine because my goal is cash flow.

The challenges will be the recent tightening of qualification standards, but if you've got some reserves, proof of decent income, and a credit score above 700, you should be fine. 

I'm just not sure how serious of an offense this is, is it a fine, warning or do I lose my hotel license right away?