@Wayne Brooks in addition the guru tactic of changing vesting to trust is an alienation of title as well.but its the law of averages.. most notes wont get called no matter what.. but this scheme is just so dangerous for sellers.. most have no clue as to what will bite them down the line.they gave up title.loan does not get paid.credit trashed there are those that did this as preditors ( not insinuating the OP is doing this just a commentary) they get in title rip the rents know the state they are doing this in has a very long foreclosure process years in some instances.. and seller is screwed fico wise and the guy in title just keeps ripping rent..

I refinanced with a local bank but found no fewer hurdles to jump through.  

Sell the property, use the money to buy a property on flat ground and save yourself the grief from having your guests use any type of dangerous equipment.

For this exception to be applicable, the landlord cannot own more than three single-family homes.Types of housing that don’t have to abide by the FHA include: -The building has four units or fewer, and the landlord occupies one of the units.

The challenge with FHA 3-4 unit purchases is the self-sufficiency test, so it's not quite as simple as you may think to buy one just because the program is available.Keep in mind dealing with a bank or credit union could leave you with fewer loan options as they may not offer all types of mortgages, or have overlays above and beyond the base guidelines set by Fannie/Freddie/FHA, etc.Hope that helps.

Feel free to message me directly for more questions and info This is dangerous advice.Using DSCR loans and putting them in an LLC will still impact DTI.Here's why.LLC's are pass through entities. 

Unfortunately, you can't write off your entire personal home and claim it as all business purposes only.Now if you're renting any of that space as well, you'll be able to write off more but you're playing a dangerous game with the IRS that is not as forgiving.

For snakes and reptiles as long as they aren't dangerous I really don't see an issue. 

Buying a house just on what you have on that piece of paper is going to be dangerous.

The lender I use offers 18 months.A 6 month loan where a rehab is involved can be very dangerous.