I am also based in NYC, I would love to connect and hear more about your interest in multi family properties.

I'm still researching and learning about this market here in the Raleigh NC Area, however, based on what I've learned so far, I'm thinking I need to invest my money (around $150k capital) into turnkey rental opportunities, preferably townhomes as they involve little headache.

Just my .02 based on experience! 

Then you have to know how to get to branch managers and build banking relationships based on your goals.

I set the amount based on what I think the lowest number they will go for - I can always increase it if they say no.

Hi Dan, DTI only allows us to borrow a total of 750k based on my wife.

If you don't go over 2 weeks, there is no penalty.I am betting you will only be able to do a partial deduction on the expenses based on only part of the house being an actual STR.

DSCR loans qualify the property based on the income-to-expenses ratio.

I am an investor (small MF LTRs) and realtor based in Fort Lauderdale. 

The base price for townhomes in my community is 386K, SFHs start at 414K and the next home (new construction) scheduled to close in June is closing for 699K (just to give you an idea of range).