The only draw back is that the purchase price will eat up move of your VA eligibility than a smaller building.  

You are spending too much if you are serious about becoming a real estate investor.I would stop eating out except for special occasions and spending money on things that you could do without.

I also looked at my expenditures to see what I'm spending on and trying to eat at home a lot more. 

Then picked red potatoes, egg plants, butter nut squash, jalopenoes, haberneros and red chillies from the garden.

So usually would require more than 13%.... but I never hear anyone saving this much.Do most people end up eating into their cash flow to pay for future capex repairs?  

That's a nest sacred nest egg intended for your retirement and you could face penalties if you dip into those funds prematurely.  

If you are putting together a large list of prospects using whitepages seems like it would eat up all your time.

No matter what, the reason you have no luck is because like many others YOU are the one chasing your leads.Heey HEEY here I am Here I am, look at me look  at me.. please PLEASE OMGAAHH PLEAAASE sell your house to mee [as you are jumping waiving yelling trying to get a deal]...VS..Watch TV, eat crab legs, sleep, poop, bumping uglies, while your leads stream in effortlessly daily, constantly no matter what when or how.Cold calling??

Don't put all your eggs in one basket.

This means that monthly mortgage payments will rise and these numbers will be eating into affordability for the average home owner.