I would guess there is some sort of recapture of the depreciation if I sell it...correct? 

Correct , minenis mostly small job, the few of them who called , I check their online reviews most of them has very low review on other sides .

Thanks, @Michael SatoIt's a great tool per the videos I've seen but the one I've been attempting to use has bugs.

@Bruce Olsen  No, that is not correct for conventional loans! 

If you truly feel the situation has not been handled correctly and the agent was negligent in their duties, take it up with your state's real estate commission and let them be the final judge and jury.  

Talk with an insurance agent to get you the correct coverage.

Facebook is a powerful tool for keeping up with customers that hit your site and bounce. 

Correct.

This is just my experience with HELOCs, I’m not licensed to give any kind of financial advice, check with your accountant or financial advisor to ensure you are utilizing the correct financial products to reach your goals.

You may be indeed correct about heloc on rental properties but its worth shopping out.