Because you have a good financial footing you can probably qualify for a 20% down, 100% rehab loan from a local community bank or credit union (or one of the bigger banks but they can be more difficult and time consuming to deal with).

Dispense with your consumer debt, educate yourself and invest your money.  

As you prepare for this meeting, please keep in mind that the contemplated transaction is a commercial transaction and your LLC is a residential consumer purchaser.

consumer spending, which was the tottering keystone holding the world up from a serious global recession, is starting to flag.

We've got good signs - 5% unemployment (tempered by the real unemployment rate is over 7%, tempered with the largest non-participating unemployed in history), we've got good signs 2.5% economic growth (tempered by that historically we should be closer to 4%), we've got good signs the Fed raised rates (tempered by they said they would raise 4 more times in 2016, watch and see if they do or they have to pull that back which is what everyone is predicting), we've got sub $2.00 gallon gas with consumers having $700 or more income to spend (tempered with a mild localized banking meltdown- Dallas Fed has suspended mark-to-market, JP Morgan for the first time since the recession (22 quarters) has had to increase it's loan loss reserve.

Everything in the home is brand new with the exception of the HVAC which I have covered under the consumers energy protection plan.Rent: $1,475Vacancies 5%: $73.75Maint 5%: $73.75Capex 10%: $147.50Property mgt 10%: $147.50 (plan to manage myself)Insurance: $37.50Taxes: $217P&I: $636Cashflow: without mgt: $289.50With mgt: $142.50

I have been trying to consume as much material as humanly possible@Joseph Norman I am very excited to get this business going.

For example: Year 1 : one 4 unit building possibly two (both will be creative financing deals) depending on when and how well i get the first one all set up, live in one to reduce living expenses, create a effective management plan that will serve as the foundation for all my other building in the future( working on right now as we speak mostly all theory i'm putting together now because i know the real learning wont start until after i become a landlord), build up my real estate team (which i have gotten a great head start on this year already and have a couple of them in place already) After year 1: 4-8 units Year 2: Continue to improve my landlord business and start to see where i can start to remove some time consuming tasks.

I will consume books and surround myself with seasoned Wholesaling pros so as to go into the field with confidence and move properties from one individual to the next. 

There really is not much difference to the actual consumer.