When I was your age...don't get me started...Oh well, now I feel really old...

As for painting the metal roof, we have had metal barns around here for decades before anyone ever thought of putting the stuff on a house, so I've watched alot of it age..

A tough career choice for someone my age.

**Percentage of Population without Health Insurance 1stScholastic Assessment Test (SAT) Scores 47thPercentage of Population over 25 with a High School Diploma 50thPercentage of Non-Elderly Women with Health Insurance 50thRate of Women Aged 40+ Who Receive Mammograms 44thRate of Women Aged 18+ Who Receive Pap Smears 47thCervical Cancer Rate 5thWomen's Voter Registration 43rdWomen's Voter Turnout 49thPercentage of Eligible Voters that Vote 44th**Don't forget 1st in killing innocent prisoners too**Add to this list that Texas has the highest rates for home insurance, 25% (now 50%) higher than 2nd place Louisiana.

My screening system is free (except for my time to process it).I do an employment verification, previous landlord reference check, an eviction history (thanks to the online court system), and verify they have no outstanding water bills. 99% of the time they're on disability so the income verification is easy if they show me a pay stub or bank statement with direct deposit.

The stakes are much higher, and you have to rely (without much opportunity for verification) on the word of others.

., but there are plenty of draughtsmen in Ottawa ;-P ... though in this day and age, there are probably draftsmen - or draftspersons - in Ottawa as well.You could always Google, but I would start by asking my building inspector or Realtor.

Yet, we have better results with fewer defaults and better aging reports.My grandfather, my father, nor I have ever sought or reviewed a credit report on one of our borrowers or tenants.

If you liquidate a 401(k) before age 59 1/2, you incur taxes plus a 10% penalty.

But our particular focus is near the Med Center area, for the reason of Job Growth and almost recession proof economy centered around Aging populations needing more health care.Houston is adding 30,000+ jobs to the Med Center over the next 3 years so any type of investing ahead of that job growth is expected to be positive in the longer term.Do you invest in Houston?