What if they haven't been cleared for unemployment yet and have only filed?

A lawsuit was recently filed by several non-resident property owners against Dare County related to this for violations of constitutional rights.

Will the EIN create complications when we file taxes because currently we file married filing jointly?

It's hard to say what the penalty would be but she should probably call the police immediately and file a report.

In NJ I don’t need an operating agreement to have a single member LLC and I can file myself with like a annual $150 filing fee online (in NJ).

My loans look like very conservative LTVs in the file, but they are not.

@Rion Manita6.6 million workers filed for their first week of unemployment benefits in the week ending March 28 — a new historic high.

Unless you filed Form 8832 or Form 2553 to elect C or S Corp status for the SMLLC, it is taxed as a disregarded entity.You don't have a corporation for tax purposes.Generally, gain or loss is recognized on sale or disposal of the assets (as Michael already noted), the character of which may be capital or 1231 for rentals.Putting money into or taking money out of the SMLLC's bank accounts is not a taxable transaction.If you are uncomfortable with these dynamics you may want to work with a professional.

About 18 months ago after not paying for four months, I restructured our agreement and had him sign a quit claim deed that I would file if he were ever more than 30 days late.Fast forward to this month, March 2020.  

I'd also ask for proof of losing the job (which she needs for unemployment) and filing unemployment.