Individual lenders can have differing definitions, too, so better to check with the lender under consideration.

You may want to sit down with my Singapore partner prior to pulling the trigger on anything.

I read several books and listened to podcasts but I knew I had to pull the trigger at some point to really learn.

It's located in the area just south of Washington Park.I know nothing about Wisconsin or the Racine market and I'm just curious if it warrants more consideration. 

There are considerably more variables. 

Louis is a cash flow city, for the time being, so make that your consideration when evaluating property here.I'd be happy to give you advice if you'd like to talk, so don't hesitate to reach out. 

Profit margin should be your only consideration. 

"Attempting to influence" is subjective, you might begin talking to the appraiser by explaining you're not going there in an attempt to influence a value so much as to provide additional consideration or data or ask a question.

For a contract to be legal there must be "consideration" such as cash or an equivalent.

So I'm guessing they're also calculating the up-front consideration and categorizing that as a "down payment"Maybe it's b/c I apparently do my L/O's completely different but I'm not sure I agree with most of they say.