They stated they would want me to have some skin in the game of 10% for them to feel comfortable doing the deal.

So I haven't heard anything from Tenant 1 regarding the deposit, but Tenant 2 is the one that has sent a letter of contest (within 7 days, by the skin of his teeth).

It is also pretty standard for a lender to expect you to have some skin in the game, so they may want to see you bringing a significant portion of the financing to the table, like all the renovation costs or 20% of the total purchase and reno costs. 

Second, what exactly are you unhappy about, since it sounds like your current CPA already checks the box of being a real estate specialist?

"I have lots of skin in the game"...

If you can find a mortgage specialist THAT YOU TRUST they may be able to help you clean this up, get a new mortgage (if you keep it) and pull as much equity out as possible.

Home Specialists.

I'll suggest 50/50, I think it's better if we have equal skin in the game.

He is a specialist in all of the things I listed and he has played both sides of the coin.  

Eventually I break down and I call a specialist who works for a company which then I "learn" the problem and how to solve it.