Hi @Kevin MadarasTo accomplish what you are looking for, you would want to transfer your properties into individual Land Trusts which will then be housed under the LLC.

Have it written down and as specific as you can get(ie paint colors, flooring choices, kitchen updates).

And for application fee it all depends on the individual investor what bank they are working with, some investors don't even charge application fees. 

If it were ME and assuming said individual is living just fine without the money...I'd keep working my job, doing the same things I always do with the rest of my life like nothing has changed AND I'd seek out the happy medium returns vs. risk. 

However, my lender said that I cannot use an FHA loan because the building is comprised of 4 individually zoned town homes, meaning they can be sold individually.

Ultimately, if you are looking at purchasing more properties I would recommend looking into the Series LLC, as you only have to publicly file the "parent" Series LLC and then you can create an unlimited number of "child" series under it - each offering the liability separation of individual LLCs when operated correctly. 

Typically not your first choice when you start.Residential financing.

(Due to amortization the numbers wouldn't actually be exactly that round) Over time that gap will get ever-bigger and my eventual payoff will get higher and higher too, so if I'm a big dumb bureaucratic institution that doesn't realize real estate is cyclical when making my models and choices, why would I rush to foreclose?

Out of the many different variables that go into that choice one that I keep debating is the following:I hear a lot of people tell me to stay away from Condos because of the unpredictability of HOA fees.

Solo 401k are for self employed individuals so it won’t work when she is an employee of the business