With a 25+ year horizon, it's virtually zero-risk as well.Investing in property takes significantly more effort and has quite a bit more risk, but as a result, the returns can be a lot higher. 4% appreciation feels pretty high to me, but having someone else pay down your mortgage while also creating cash flow is incredibly powerful.

This all sounds incredibly bizarre, with a lot of missing information.

During this very unique social environment, I have had a lot of opportunity to think about what I want in life and the direction that it's going. 

This is incredibly difficult.

And gotcha, you could start by flipping houses, but that’s fairly risky and it’s quite a challenge in our current environment to buy low enough to make the numbers work.

How do you explain this increase based on coronavirus environment?

I'm currently reading the book "Incredible Real Estate Deals" and I know driving for deals is one of the methods investors use to find deals.

I honestly believe STRONGLY that cheaper units will be a higher demand asset class in a recessionary environment once eviction moratoriums are lifted.I think a lot of tenants don't understand a moratorium on evictions doesn't mean they don't have to pay rent.

It has been incredible to see people lend each other a hand and form connections that may not have been made pre-COVID. 

Multi-family is good idea but it's incredibility competitive right now and GOOD DEALS are usually off market.