Thanks for all the info and for coming to the community with your question.One consideration is the tenant laws in each state since you have the opportunity and interest to invest in multiple places.

Costs have gone up a lot and with the higher interest rates, deals don't pencil unless you have higher down payment amounts. 

Any suggestions would be great.

That’s why you get the interest rate you get.

Happy to assist if you're interested. 

Great advice.

If you're interested there's a couple STR operators in NJ I could connect you with.

In the meantime there is no interest or monthly payments on those HUD loans.

I was interested in buying rental units, with the hopes of maybe passing on to my kids. 

Any advice is greatly appreciated.