He said, "Some of the texturing on the living/dining room ceiling has fallen.

How much equity are you bringing to the table?

Others      are areas where their self made wooden benches where sitting in the dining room and was pulled back and forth for a year and left       heavy scratches and scrapes.2.

So if an amenity you offer - hot tub, pool, pool table, cable tv, etc, is out of commission, you offer a refund? 

To answer your question on what I bring to the table is the expertise in the market (locating the property, relationship with local real estate agents, property managers and the builders) in which the Capital partner has no idea about on how to approach (especially if they are in a different state across the country).

Avoid paying people in cash, because "under the table" transactions make your expense non-deductible.Always try to minimize taxes, but remember paying taxes is a sign of your business being profitable, which is a good thing.

So that should give you some breathing room and take that concern off the table.

So, if you hold the property for more than say 7’ish years (I think that’s about ehere it works out on the amortization table), the conventional loan, already cheaper than fha to start, becomes even cheaper as the pmi comes off.Talk to a lender to actually run your numbers.

So here's my dilemma...I have been working under the table for WAY too long.

Why is the builder leaving so much money on the table?