Before closing this was not clear to me, so I could have read some general advice which did not include some stuff I needed.I think had to do again, I'd find a local guy in the community who can prove to me they know all the government programs well and had done many challenging evictions.I'd potential advice future buys reading this, to consider hiring a eviction attorney prior to closing, in adition to who is doing your closing.

There is definitely 85% ltv programs for inv sfr ….but not reno

If not a seccond home you can also qualify for an investment purchase with 15% down and use the cash flow (rent) to qualify not your personal income under a DSCR or portfolio program. 

@Carlos Martinez- 1) if you have  no property yet and  are trying to get pre approved - and  trying to decide on a lender to use for this - you DO NOT  need to have the  credit pulled  yet  2) contact whatever lenders  you want on the same day and  provide the same  criteria  ( price / loan amt / credit score/ loan program ) and  ask  for   quotes  from them   and  any other  questions you have  3)   if any are not willing or able to  provide quotes - take them off your list  4) make a  decsion on one lender from the feedback  received and proceed with the one  lender for the  formal  pre approval and  have them pull the  formal  tro merge  credit report  and provide them with all your data ( paystubs / bank statements  / w2s  etc ....)   5) once pre approved -  begin to aggresively  house  hunt  6) when a  property is  found and you get into contract - you can  cost compare the lender  you are  pre approved with  with any  other lender and make final decision to proceed with rate lock with the lender you choose 

Just treat them the same to keep from getting in trouble.I have several section 8 houses and I like the program.

My name is Tony, and I work with the Biggerpockets Featured Agent Program!

The IRRL program allows us to refinance even after we have moved out and rented the property.

Has anyone joined Bob's Fearless Agent program ?

I am using scripts from Bob Loeffler's fearless agent program.

He is the subject matter expert.That said, it may be a tall task to try to use such a loan program while working around a full time job?