Don’t forget that you don’t insure the land, so in high-value areas like LA, property insurance will be a lot less than the amount loaned -- thankfully.You might optionally require specialized earthquake, flood, wind/hail, or specific endorsements for other regional risks.If you can, be careful accepting an insurance binder in favor of the actual policy.

pray and wait for the right deal Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

Build a network of experienced professionals to provide insights and perspectives relative to property valuations, project scope and budgeting, title and escrow, private lender laws and regulations, loan servicing, document collection and review.

We are renting the property now and I know we have to meet the 1031 guidelines to do the exchange.The motivation for the sale is he needs care right now and I would like to have a larger more functional house available for him to be cared for.Maybe there is another method to minimize capital gains taxes that make it easier to sell and keep the property 19 tax base ?

As that will at least help folks that you reach out to know that you are a real person, with a picture and professional bio.

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

i feel like more people do garage conversions in warmer climates and less people care about having garages. same question for the sprinkler system: do renters really care about this there?

Davis county is basically Salt Lake suburbs.Utah county:  Geographically constricted and full of tech and health care jobs. 

As you are looking, consult a qualified professional.