Hollston Realty is the name of the real estate agency, My Partner is the broker of record and my wife is the real estate agent.

Call the state Housing and Community Development (HCD) agency.

What formula do you use for calculating Interior Improvements that will be factored into the Agency debt for multifamily units?

My guess is that the precise DNA in a union culture will be hard to pinpoint what that is, however I'd place a strong bet that by one 'trusting' a union to advocate on one's behalf, the main issue is that union members do not have agency, and get nearly zero experience in practicing negotiation and the soft skills requisite to be successful standing on their own in business.As always, generalizations are dangerous, and I'll continue giving ex union members chances in terms of labor, depending on my needs - AND you can always be the exception!

Many filings with government agencies will require a physical address and not accept a PO Box. 

high 4% rate, 5-7 year fixed, recourse2) Agency (Freddie/Fannie, CMBS, life co):  Pain in the butt to get, but low 4%s, 10 year fixed, NON recourse(Edit:  I live in commercial multifamily world.  

In this case, I'd just hire a collection agency once you get your judgement. 

It has all of the info from DOB + other agencies on a clickable map... basically you hover over a building and it gives you a detailed profile. 

On the Sept 27th, I got a call from the settlement agency office that I needed to sign a new CD as the one that was sent out was wrong and I should get a little more funds.

It's too far away from where we live to do it, but I don't seem to be able to find any reputable agencies around the areas where I am looking to buy.