Behr paint is sold through Home Depot, and it is the main alternative to Sherwin Williams or Benjamin Moore.

@Dustin RuhlWhat you should also look at is default rates vs foreclosures as lenders have moved to alternative resolutions besides foreclosures due to lengthy foreclosure timeframes.

You can use the Blumberg A-55 'New York Apartment Lease' these are standard forms that you can buy online or any stationary store (probably cheaper since they sell them loose)...I own two NY co-op rental and use it in both...another alternative if you work with an agent is using REBNY form which is very similar and would agent probably suggest with no charge to you.In addition I follow my old landlady (an RE Agent) practice of supplementing it with a rider (copied hers) in which I stress/modify/add term which are important for me (for example that tenant cannot Airbnb the apt).The co-op is a company which have their own interest which not necessarily align with yours...it just happen that sometime they allow you as a shareholder to sublet your unit.   

I also believe this person is the owner and driver of the big rig parked in the driveway (yes, a semi truck).There are 3 vehicles total parked at the property that haven't moved at all in 2 weeks and I assume one of the regular cars belongs to the truck driver.Has anyone experienced taking ownership of a property in Chattanooga with vehicles on it?

Alternatives include renting short-term or long-term, building a house or even getting an RV.

Any alternatives?

I attended a fortune builders 3-day seminar, I was not looking to sign up for the Mastery program, but while doing some searches online for alternatives I stumbled upon Realeflow. 

Hoping there are some alternative options to overcoming DTI and house hacking with multiple conventional loans.

@Alvin Uy have you considered alternative asset classes?

If this wasn't part of the original system, that means a new system will require the contractor to haul in many, many truck loads of sandy soil to elevate the system to a proper height above the water tabel.