I want it to be personal but strategic.Please shed some light!

It's a matter of weighting the pros and cons.

Yes, the WAY, weighted average yield, for the net yield, look to the weighted contribution of cash and leveraged funds to the total.

indexId=spusa-cashpidff--p-us----Thank you though, I am well aware of what a weighted average is and use it on a daily basis.

Second he asked me for a copy of my ID which I have no problem (also expected it, no business worth its weight don't ask for an ID to prove that you're who you say you are), its suspended lol (Traffic fines, being paid on right now).

That is fine but keep in mind if you want to shed that at some point, or have to for some reason, you will probably have to add 8-10% onto the expenses.  

I don't place to much weight on it.

Some investors said they set up a U.S bank account, others said they don't.I was wondering if anyone could shed some light on their experience working with Canadian investors and the most effective protocol in these types of transactions.

Anything from you would be considered weighted in your favor.

Go to the www.swflreia.com homepage, I have some market studys there, that will shed some more light.