LLC vs Good Insurance For A Rental

[Account Closed]

For those of you who's primary residency became a rental and the mortgage is still in your personal name, what are your thoughts on transferring the property to an LLC vs just having good insurance in place? Ideally it would be best to do the transfer to an LLC but given the risk of the due on sale clause is it worth the risk or just having good insurance in place would be just fine for liability protection?