Sorry for asking too many questions, but I kind of jump into the deep end because I was afraid to miss out on the help which I need badly, and did not do the proper research.

If cash flow stops, most of those BRRRR investors were not properly prepared to weather the storm.

Before I click the submit button I want to be sure I filled that part out properly. 

The fact they are complaining online might be an indication the property manager dealt with them properly so be sure to ask the manager for their side of the story.7.

I know when I posted this question 3 weeks ago 75% or more of the responders were of the mind if their tenants don't pay its not their problem.. they are running a business not a charity etc etc.. well I guess we will see how it all play outs. what I am coming to realize is that a lot of landlords that are worried about paying their own bills  APPEAR to maybe not have taken the advice of many and have proper reserves that you dip into during this type of situation. 

Hi Biggerpockets, I need some clarification on what the lending company is going to really charge or better yet on how to do the Proper Math! 

Now my mom is worried about having the money from the sale in the bank because she feels as if the bank can take her money, again due to virus pandemic, especially since loans are being handed out left and right currently.Is there any advice anyone has as far as proper savings accounts or ira to have money be placed in for safer keeping?

Those that spent the last few years living wisely and preparing for a rainy day will not only survive, they will thrive as they buy out the weak.In my mind any landlord that is paniced becasue they will not recieve one or two rent payments falls under your description above.. they need to reassess the proper way to prioritize their cash flow and funding to have reserves / emergency fund.. 

Proper screening should be your main defense against dead beat tenants.

Do a routine inspection, check the plumbing under the sinks, check the drains for free flow, check for running toilets, check the base of the toilet for leaking flange seal, dripping faucets, change the furnace filter, inspect the attic for potential roof leaks, check the condensate pan under the HVAC, check the pan under the water heater.Common sources of smells are pets (especially cats), kids peeing somewhere other than the toilet, garbage/refuse not being properly disposed of, plumbing issues.