I stumbled on the site while looking for residential leases and tenant screening programs for my first rental.

In the early 90’s, I was a realtor in Atlanta where I found success with the HUD Pre-foreclosure Sales Program.

We currently have 27 designated historic districts in SA, the "Federal Historic Preservation Tax Incentive program" offers a 20% federal tax credit for qualified rehabilitation expenses (must exceed $5k) in or around historical communities (May include Contributing properties 50 yrs or older).

Some of the credit agencies offer programs for a fee where you can get an idea of what would happen if you paid down or off or closed various trade lines.

But if you can find the property which can qualify as rural, then you can finance.As an example, farm labor housing is multifamily and there are specific programs inside the USDA portfolio which target those types of properties.

One of the Local REI'S is offering an educational program called "CORE" that seems very interesting.

Extended rate lock programs provide a long term lock as a benefit to buyers but the cost for them are either an upfront cost based on a percentage of the loan amount or a rate premium added to today's current prevailing rate.

I received An Email from this EMDFunding which actually sounds like a great program but there is no contact info where you can actually speak to a real person.

I can't help you with that, but I do know you can look up special first-time home buyer programs offered in your area, like VHDA in Virginia will work with first-time home buyers, usually requiring a class, then they provide the extra loan for down payment funds on an FHA.

BEWARE: Seminars That Teach Unlicensed Real Estate Activity The Division’s Enforcement section wants all licensees and the general public to be aware of individuals, groups, training seminars, coaching programs or otherwise, which may be providing instructions on how to circumvent real estate license law.