I am having trouble using my inbox to send messages to people.

I think profit has to be at least 500K to be worth the trouble.

That will get you in serious trouble if they do decide to file a discrimination complaint.Good luck.

Usually too good to be true spells trouble.  

It's hard to say if they used this rationale to select comps and produce an unfavorable report, or if they started with a crappy selection of comps (inept appraiser?

For example: Lets say your current 6 unit is valued at $1,000,000 and it produces an annual Net Operating Income of $100,000 (it could happen, right?)

Running Fix-and-flip numbers (70% ARV-rehab=max offer) has produced numbers I can deal with financially on two "as is" properties where gross rehab estimate is preliminary $35/psf (at the recommendation of my contractor).

Earlier I asked Brandon about producing a navigation guide for the site.

I went into the deal not knowing too much and not assessing how the investment would produce, since I was very new to the concept of buy and hold real estate.

The other banks have said something else ranging from that they'll require 25% down for a fourplex to that they will look at the income the property produces and not my income.Some more background: I have a credit score that ranges from 769-799, I'd have a debt-to-income ratio of about 31% (based on my personal income) which I'm told for FHA is a very safe/good number.