I would love to network with other individuals.

I'm assuming that you are selling the units to private investors, so they will get the tax benefits for their individual units and the owner of the property, including land improvements, and common areas will be the beneficiary of depreciation on that part.Is this a new construction, or conversion?

However it would be up the the individual lending institutions policy on whether or not they will require 25% or not, is that correct?

Ruben, can you expand on why you want to work with each individual listing agents rather than having your own buyer's agent?

@Korie Apgar, is there a criteria the bank looks for to make the decision to appraise it as a commercial building and base the appraisal on cap rate and lease values or is it up to the individual to seek out a specific lender that will do a commercial lending refi on the multifamily?

Should we buy our first few properties in our individual names in order to get conventional financing (lower rates, longer terms)?

Talk to a professional like a CPA and they can help you decide what will work best for your individual situation.

Some invaluable insight there.For your "rent to a group" strategy, are you thinking that they're under one lease or separate leases per individual?

@Christopher Abernathy your individual profiles aside - it happens sometimes that funds run out.

I have responded individually to some of you, but to the group my main goal is to pay down my student debt and eventually have the financial freedom to invest in real estate full time.