There’s great Airbnb traffic there, with average ROI as high or higher than almost anywhere else in WA.

Most daycare operators are not high-level business people and they don't earn enough to make it worth the trouble.

But just because it pencils in $20k above its value doesn't mean I should buy it that high right? 

Potentially a good idea to search out a good Non-QM/DSCR focused mortgage broker thats on the ground in Las Vegas to find you a good optionDSCR Loans: What Are They And How To Get The Best Termshttps://www.biggerpockets.com/...DSCR Loans: How To Use Pro Strategies To Save More And Make Morehttps://www.biggerpockets.com/...Multifamily DSCR Loans: A New High-Impact Loan Option For Real Estate Investors?

Forced “partnerships” just have a very high probability of failure.The first thing I’d do is check out the buyers personal financial statement.  

We will be selling one high equity house with low cash flow, and transitioning into high cash flow houses in an area where we already own houses.  

You'll need to just get the work done and I highly recommend NOT arguing with the appraiser over it. 

According to Experian "78% of U.S. consumers' FICO® Scores are higher than 620." 620 is objectively a very bad credit score with a high probability of delinquency.For my rentals, 700 is the minimum and any applicant with lower credit score will need someone else to serve as a personal guarantor.

Interest rates and high purchase prices are pushing a lot of people away from buying.

I suppose if that LO wanted to play by the rules and tell whoever needed to know, they could have ended up calling the loan, but seems highly unlikely that this would happen especially if you are making your payments on time.