Hi Chris.Gas + solar heating is fairly economical.

Haven't heard of this one, I am fairly active on networking groups in the area.

It sounds like he'd be willing to buy a share of the place in return for part of the rent which is fair and one way to do it. 

So far... it's a straight forward cash cow.

I would see what the laws are for your state to make sure you are following fair housing laws.

I look at that same question fairly often, but if you're serious about it look at it like another investment

Hey Laura,Hard money lending is not as tedious as a conventional loan, I believe that the agent is looking for reassurance of this.Getting this loan is primarily based on the numbers of the deal, if you are getting a good deal then you'll definitely find a lender who can fund the deal fairly quickly.

If you have good/fair credit and have 10-15% down for an investment or second home then pull the trigger now. 

Or you can become an agent yourself and get the data yourself although becoming an agent does require a fair amount of time and money.

Origination Charge is $1740 with another $1500 or so for 1.5 pointsProperty price is $133K, 80LTV, Loan is $106K,Origination charge feels high but interest rate is fairly low so thinking thats what im paying for.