He's given me extremely favorable financing terms.

From the weather extremes you experience you will recoup the cost of splitting everything within 1-2 years. 

That route may be extremely unlikely to take, so I would like to further explain "Sub-To" to the seller to see if she is interested. 

A couple of summers ago, I travelled around Europe for two weeks and every single night except one I stayed in an AirBnB house.Back in the early 1990's, I lived/worked in Europe for a few years, including a lot of travel, but found it extremely difficult to make any but the most superficial contact with local people.

He was extremely rough and proclaimed he will not be sending me anything and if i have information i  should send it to him.  

It's extremly motivating.

I'm working through a complex tax reporting scenario and this was extremely helpful to get me grounded and pointed in the right direction.Most people just do fly-by commenting and opining - Lynda, I really appreciate your following up with your group and posting the consensus notes. 

We have a database but it only searches by names and it dates all the way back to 1983 so finding recent probates is difficult and extremely time consuming... anyone have suggestions?

Either your rents are extremely low where you are or your idea of financial independence is much more glamorous than mine. 

It is extremely impractical to think or hope that HUD will let Betty Borrower convey title to Paul Promoter who then sells to Wendy Wrap and expect HUD to allow Wendy Wrap to assume Betty Borrower's loan.