Split utilities with tenants or pay utilities and raise rents?

[Patrick Donovan]

I am a new investor and will be living in my duplex in which gas, water, and trash are on one meter, but electric is split. There is only one A/C unit which is connected to the rental sides electric bill. Living in Iowa the winters get below zero often and summers get into the 90's on hot days. Would it be better for me to suck it up and pay all utilities and try and get a little more from rent? Or should I let tenants pay for my A/C, get a little less in rent and possibly give a credit to help ease the electric bill a little? I would be paying gas, water, and trash already. I appreciate any insight at all!! Thanks