@Jay Hinrichs, knows more about real estate investing than almost anyone I know ( and has experienced most of it!).

Hey Miguel - I am an experienced investor with over 50 units in Mesa.

We are experiencing some slow down on the seller side (less homes being listed as we head into the Holidays) yet buyer demand is as strong as ever with all price points tracked under a week on the market.I have 8 flips going on right now and normally I am hesitant to do too much work in November and December because we end up listing in January and February.

I dont even need to go into the value add business plan side of things as experienced sponsors' track record speaks for itself but as a banker, hope my comment sheds light on cheap debt is an important part of the overall strategy. 

Buying single family homes that are in too rough of condition for the none investor, but also not enough damage to do quick flips for a full time house flipper. all three deals have provided around $20-25k in returns after all expenses.My question is as experienced investors if you were to start all over what lessons learned do you wish you knew then that you know now?

(Before we had a partner/coach with a track record, we were submitting LOIs on deals - and many times we were the highest offer and STILL not getting it because they went with an experienced operator who they knew could close it.)

The current owner is old and reportedly wants to retire.My friend is very smart (was a big name at google, amazon, etc) and is experienced with multiple larger units.

But clearly they are not experienced enough to be handling this on your own. 

Hello BiggerPockets Community,I am looking for some advice from some experienced real estate investors.

Does anyone have any recommendations for an experienced, trustworthy mortgage-broker/lender for the city of Philadelphia?