op=agent&act=webp...Kelly Upchurch is a broker-owner who use to be my broker-sponsor and assisted me in my first ever probate retail sale.This is her website: http://stonebrookrealtygroup.com/And Megan Laherrere is also a broker-owner and can be contacted through her website:https://www.megansellsplacer.com/All three are also investor friendly and yes, there are programs for the first time home buyer(s).On a side note the town of Pleasant Grove is in Sutter county but within the geographic area of Sacramento county.All three will be able to answer all your questions. 

It is always good to have several resources for each position on your real estate team.I agree with Shiloh....if you are under contract before you go to the lender you have nothing to worry about ever.

I will buy you guys supper at Charbonosif you ever want to talk shop!

Everything I've ever read regarding real estate has warned of the idea of negative cash flow.Please let me know your thoughts, opinions, ideas.Thanks. 

Did you ever locate one?

My step mom is a massage therapist and she wants to open her own business.  I have a meeting with her Wednesday to discuss it.  It would be helpful if I could pick your brain to understand the total cost of owning and...

Larger families, same idea.

It's a 4-unit property, and I'm leaning towards letting them know as a courtesy (but would probably treat it a bit differently if a larger property if they aren't impacted). 

If you ever find yourself in need of answers just let us know!   

If you intend on using FHA again, you of course have the issue of proving that the you either had a material life change warranting a larger property (had children) or you are moving far away for work.