From what I read, it seemed geared towards NYC and large commercial projects with many employees.

I understand what it's like to be in a tough spot.

The banks are going to make the underwriting criteria really tough.  2019 was the loosest lending criteria in a decade and poof over night it was gong.  

On Friday, March 27, the President signed the massive $2 trillion coronavirus Stimulus Bill (the Coronavirus Aid, Relief and Economic Security [CARES] Act) to provide assistance to workplaces and employees.

They want to know if they should start hiring in-house employees or simply let a third-party management company do it.I've been talking to management companies and getting quotes of 8% of gross rents for the entire portfolio.

Sellers now are in a tough position where they would ; 1) obviously move forward with deal and close of escrow as planned sooner.2) wiling to work with buyers but don't want them to back-out at the end of due diligence period without any compensation for loss of opportunity.3) Seller are contemplating to ask for a non-refundable deposit from buyers if they choose to cancel the deal and walk away at the end of the (90) days extension.4) what is fair and reasonable under these circumstances as I don't want to risk the buyer canceling the deal completely, but also don't want the seller end up with absolutely nothing? 

The reason the iBuyers are pausing is they don't want a lawsuit from an employee who is sent in to inspect a house and comes down with the virus, and the state orders stopping non-essential work. 

Even if he does work with you (and truth be told I probably would waive the points to extend the loan but none of the interest if you came to me with this request), he may not want to lend to you again because he knows what will happen when times get tough. 

@Charlie KazmarIt sounds like you’re having a tough time getting some detailed information about eXp realty?

@Blake McFarlane if FHA is tough to obtain try low money down conventional mortgage.