You definitely want to obtain dwelling and liability. 

Here's what I have used:Every purchaser or Tenant of any residential real property on which a residential dwelling was built prior to 1978 is hereby notified that such property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning.

Hello,Wondering if this is a good quote in terms of numbers and things that are covered under this property insurance$302,500 Dwelling Coverage + 100% Extended Replacement = $605,000 Total Coverage to rebuild the home$30,250 Other Structures (ie: fence)$151,250 Personal Property with Full Replacement Coverage$60,500 Loss of Use$500K Liability$5K Med Pay$1,000 Deductible, $2,500 Wind/Hail Deductible$10,000 Sewer/Water Backup Coverage$50K Equipment Breakdown Coverage (ie: furnace, A/C, water heater, appliances and more)Service Line Coverage (ie: underground sewer line and other transmission lines)

This puts their clients and themselves at risk.Coverage for your rental properties needs to be written on a commercial form, underwritten as a tenant occupied dwelling and at least $1,000,000 in liability.

You can find information about this online at places such as the ASPCA and Humane Society websites. 

I encourage my clients to "Drop Price, Move Product" - focus on the volume and don't dwell on any one house not hitting the expectations, it will average out.

Lot's of people wanting to work on their yards now that they can't do much else (  I know large social gathering anywhere doesn't help but humans are humans ) Medical will bounce back once it can open again.

You got the electricity back on as fast as humanly possible.It would be possible for you to make the argument that they did something to the breaker and have to pay for the repair, but you didn't cause you are reasonable.

Importantly, research pointed that human- relations and managerial skills are more important than technical skills.

A 20 year, single life CRUT make this simple while providing both income for me and a benefit to humanity.