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Updated almost 2 years ago on . Most recent reply

User Stats

43
Posts
19
Votes
Roman Puzey
  • Rental Property Investor
  • Denver CO
19
Votes |
43
Posts

Question on property insurance for primary house hacking residence

Roman Puzey
  • Rental Property Investor
  • Denver CO
Posted

Hello,

Wondering if this is a good quote in terms of numbers and things that are covered under this property insurance

  • $302,500 Dwelling Coverage + 100% Extended Replacement = $605,000 Total Coverage to rebuild the home
  • $30,250 Other Structures (ie: fence)
  • $151,250 Personal Property with Full Replacement Coverage
  • $60,500 Loss of Use
  • $500K Liability
  • $5K Med Pay
  • $1,000 Deductible, $2,500 Wind/Hail Deductible
  • $10,000 Sewer/Water Backup Coverage
  • $50K Equipment Breakdown Coverage (ie: furnace, A/C, water heater, appliances and more)
  • Service Line Coverage (ie: underground sewer line and other transmission lines)
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