He should be able to cut through the crap and give you an idea of what the real problem might have been.

I use a combination of Google Wallet, Intuit Payment Networks, Chase QuickPay and a couple other electronic payment vendors.  

Also, combine it with city-data.com map search and find the areas with certain demographics and it's a great combo! 

That, combined with our free educational site, Landlordology (https://www.landlordology.com), are powerful resources, and a nice compliment to what the awesome folks at BiggerPockets do for the community.The short answer: yes, Cozy payments can be recurring and automatic.

They threw that crap at me at the last second when I had no choice but to sign.

It combines the FHA loan with a special loan to cover the FHA down payment as well and requires taking a homeowner class.   

Keep in mind, CL does have a lot of crap on there as well. 

On a good note, I am here, and I do have a plan to save you from credit death" then my offer looks a lot like 5k for moving money, paid after they get their crap our of my new house, and a subject-to takeover of his current payments. 

This was reassurance for us that it we, too, can do it with a combination of good work ethic, good partners and contractors (looking at you @Erin Wysocki!)

The right idea is to combine those methods (and more) into a complete marketing strategy.One issue that affects all this is competition.