All considerations to make.

I’m now leaning toward taking out a 401k loan for a down payment since this does not affect my Debt to Income.Here are the general considerations regarding 401k loans.401k Participant LoansIf your 401k plan allows for 401k participant loans, the maximum loan amount is equal to 50% of the balance up to $50k.

Would love a second set of eyes on the math to see if anyone can poke holes in it for any considerations I'm missing for a buy & hold strategy.Purchase Price: $70,000Mortgage Terms: 20% down ($14,000) @ 4.5% interestClosing Costs: $3,000IncomeAverage Rent for comps: $850/ month ($10,200 annual)AssumptionsVacancy: 6.5%Management Fees: 10%ExpensesMortgage: $283/monthVacancy: $55/monthManagement: $79/monthProperty Tax: $83/monthOther Misc Expense (including insurance): $250/monthI have this deal cash flowing ~ $100/month.

-What else do you think I should take into consideration when mailing to this list?

I’d take all those things into consideration and determine how you can keep your expenses low.

There are other considerations if you become an agent and an investor.

I am in talks with a multi-family owner who would like to sell me his property, but stay on as a 20% owner as I re-position it over a 2-year period. This raises some tax questions for me. This property is in New Hamps...

I am in talks with a multi-family owner who would like to sell me his property, but stay on as a 20% owner as I re-position it over a 2-year period. This raises some tax questions for me. This property is in New Hamps...

Variable interest rate, prime+0.25%, 15 yr term.He has an 820 credit score, is retired & owns investment properties with an enviable passive income stream that they definitely took into consideration.

I would suggest taking into consideration what's laid out in this New York Times article, from a NYU professor, especially when investing in a college town with little to no alternative industry to support quality renters. https://nymag.com/intelligence...