Hey Jeremiah,Oh good…nice to know there is an investor in Sonoma Co on this site.

I have some co-workers with good income buying personal residences in the area.

They want all these docs, insurance info, business tax, business license, etc, proof of CO and fire alarms on each residential property even the apartment buldings out of state, recent loan bills, original loan docs, grant deeds etc I've done businesss and commercial loans where they ask for 1/3 of the amount of docs as this annoying mortgage company..

I moved to Albuquerque from Colorado Springs, Colorado over 4 years ago with my wife who grew up here.

What makes you want to invest in Colorado.

And because of the risk when I wasn't on title I wanted the seller to put it into a land trust and split the profits with me as a co-beneficiary.

Do your background check, criminal check and whatever else you do.I think the only thing you need to add is a "co-signer" check.

I have a CO real estate license and my own real estate company (Reliant Real Estate, Inc).

What part of Alameda Co are you from?

(single parent with kids, or 3 college kids or young workers)If you are okay renting to college kids you don't need to have them personally make the 3x income, you can require them to have a co-signer (parents) and then they all are on the hook to pay.Students have issues, but overall if mom and dad will help them out you should get paid without much worry.