Like when you go to a bank and they charge you a mortgage doc fee.  

Note: the Amortization can be shorten if the property agent is older, some banks will go out to 25-30y Amort if the property is 1980s or younger.and will only go 15-20Y Amort if older then 1970s

Start by looking for hard money lenders and talk to smaller banks and credit unions.

@Karam A Tascoe yes its based on comps but I am more referencing your bank-ability.

It isn't that i'm not curious what the appraisal would come in at, but I will likely be getting one when i go to refinance in 6-18 months and all the value would do right now is: 1) Give me a more accurate idea of what the bank would value the property at2) Delay closing as appraisals are 3 weeks out minimum right now3) If it comes in high the seller could use that info to back out4) Add additional costs (around $950) to the closingP.s. - I will still be ordering an inspection.Thanks in advance!

Bank Listed it at $285k, and dropped until I bought it for $110k...

My goal is to acquire as many houses as possible and become a mini bank.

Other people have tried to do what I do here, but they fail within 1 to 2 years. 

Both units are rented, and I have spoken to banks regarding a line of credit to use towards the purchase of another property.Community banks so far are not interested in giving a line of credit, but have offered refinancing options instead.My current rate on the property is 3.75%, so I'm not eager to move to a significantly higher rate (5.25%). 

so if you fail they don't have to foreclose?