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Updated over 6 years ago on . Most recent reply

Ryan Moore's profile image
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Ryan Moore
  • Rental Property Investor
  • from Phoenix, AZ
  • Member since Jun 1, 2015
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Ryan Moore's profile image
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Ryan Moore
  • Rental Property Investor
  • from Phoenix, AZ
  • Member since Jun 1, 2015
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Ryan Moore
  • Rental Property Investor
  • Phoenix, AZ
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224
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Multi-Family and Apartment Investing

5 unit downpayment information

Ryan Moore
  • Rental Property Investor
  • Phoenix, AZ
Posted

Hey I found myself very interested in a 5 unit.  I've never had a conversation with a commercial lender before and I can't call around until later today.  I know 2-4 units require 25% minimum, but what are the standards (if there are any) on commercial loan down payments?

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Jeff Copeland
  • Real Estate Agent
  • from Tampa Bay/St Petersburg, FL
  • Member since Feb 24, 2015
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Jeff Copeland
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  • from Tampa Bay/St Petersburg, FL
  • Member since Feb 24, 2015
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Jeff Copeland
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  • Tampa Bay/St Petersburg, FL
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Jeff Copeland
  • Real Estate Agent
  • Tampa Bay/St Petersburg, FL
Replied

It will likely depend more on the property's debt service coverage ratio than on an arbitrary percentage. 

PM me and I'll be happy to send you more details on calculating/analyzing the DSCR.

  • Jeff Copeland
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