Here's the scenario:$30,000 in a Roth IRA - I'm tired of investing in the stock market and excited about real estate investing. 

Following are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k SimilaritiesBoth were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your ow business.   

If you do decide to buy real estate (or get into the stock market), you should predicate all your decisions on good financial analysis.

Following are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k Similarities Both were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your own business. 

Just like the Stock Market, all things go in Cycles. 

My wife pays the propery taxes for the property we live in.I make about 90k/year gross salary I work on the medical field I have 6k saved on the bank, 3k in stocks, 401k (retirement) with 35kanother 401k with 2k4k on company stock that I cannot sell until after 4 yearsI am able to save about $500 per month with my current expensesCredit score of about 750Credit cards I have 3 with (credit limit of 10k each) so 30k credit limit on credit cardsI have a real estate sales person license that I got recently, I have not contacted a broker to work with since I have a full time job, I only got it so that I can learn more about real estateMy only debt is my car lease I pay about $380/month If I try to save 20% for the down payment it would take me about 4 - 5 years to save for it.  

I think there is going to be LOTs of political "unrest" in the next 4 years, both internationally and domestically , that will impact the stock and RE negatively ....

We are considering selling some stock to pay off our least expensive rental and then use that payment to start snowballing the other mortgages.

The pipeline of trailers coming into parks has practically dried up with the drastic reduction in single wides being produced. 10 years ago you could stock a park easily with the ample supply of cheap repos that were the result of reckless lending in the industry in the late 90's.

I guess the other option is to put that money in stocks or another type of investment vehicle.Thanks in advance for any help!