I have been wanting to invest in stocks as well as real estate.

Or if anyone knows a great forum like BP that focuses on stock market investing, that would also help.Thanks

If you default, I have no way to recover my loan from your other assets.Net worth = value of your Assets less LiabilitiesCash is just one assetYou can have equity in other properties you ownEquity in the stock marketEquity in the home you live in nowEquity in businesses etc.

The same thing happens in the stock market, people overreact to negative news and sell off over fear.

You could throw 95K into decent stocks and have far less hassle.

That being said, I've been very interested in real estate for the past couple years and now I'm jumping in with two feet in hope of diversifying out of the stock market, supplementing my income with some cash flow properties and eventually being financially free!

@Jay Leisten is right, but in my experience, most agents treat new investors like a speculative stock.

I have been saving and investing in the stock market in order to build (what I thought was) the necessary capital to begin my Real Estate journey.  

Stock analysts run regressions and mock portfolios for months before implementing a new strategy.

I'm looking at 30yrs before retirement; assuming a 5% yearly stock market appreciation I'd have to put about $2,440 dollars into an IRA every single month for 30 years to hit 2 million dollars.