Employment verification checks out...at the moment no other applicants unfortunately, 

Stick to your criteria, if it includes landlord reference, background check, and employment verification, and they won't provide you with any of that, don't even think twice about considering them. 

Wells Fargo has the worst identity security!

Follow your screening process (credit score, background check, employer verification, etc) and if she meets the standard it's fine. 

Renatus, though a totally different entity as you've pointed out, seems to be set up almost identically to the ill-fated Nouveau Riche.Now i've noticed you will always defend Renatus to the end, no matter what anyone says.  

I think I am going to pass I cant afford my identity stolen!

The reason I ask is that I have to repay the deposit within a set timeframe, so am planning on selling off most of the units in order to pay back investors and will be left with a handful of units free and clear.I'm in New Zealand, so the detail around the laws and requirements are probably quite different - but I'm interested in everyone's thoughts and experiences and what potential pitfalls you can see.i.e. setting up body corp, splitting titles, how selling multiple identical units affects the price etc.Thanks for the help!

I think Realty Mogul is 506 (b) which has less stringent verification standards.

If you have two identical houses, one with newer roof, windows and siding and the other with original from 1920 then you are looking at a 40K difference in value.

#9- Require that your Private Money Lender disclose their full identity, personal and company contact information that can be verified, skip traced along with proof of the nature of their business, bank and client references etc.