Thanks for your warmly welcome and thanks again for reply.

Any major university with a real estate program is going to give you a solid foundation, particularly in the area of real estate finance, where most other people seem to fail.

Create a curriculum and start your own university!

so here goes: Im currently a Grad Student at University of Denver and I am majoring in Real Estate and Construction Management.

Yes, the techniques and regulations are different, but market forces are universal, and I'm not understanding the "quirk" that sees the market put such a huge differential in the US market, which doesn't exist here in Australia.I get the impression that a retail sale of $100K for a house, translates to a wholesale sale at around $60K in the USA.

Hi guys, Thanks for the warm welcome!

Weather reports are that it will warm up very soon, so I'd like to include a provision in the offer that if the bank accepts but can't close in 10 days that they grant no risk/no liability access to the property so we can at least get the water taken care of and stop the bleeding.Sorry for the super long post!

Thanks everyone for the Warm Welcome!

I also use private funds as well, but I almost always put some of my own funds in there so I have "skin in the game" which makes my private lenders much more "warm and fuzzy" as well as keep the LTV so low, they would want to foreclose rather than only get principle and interest!

Thanks for the warm welcomes.