Nadine, five years ago my wife, oldest son (not quite 1 at the time), pup, and I sold our Walnut Creek townhome and intended to move to Ann Arbor, MI.

Most of my stocks picks came from my advisor and son who steered me correctly!

When I closed on the property, it was just Father and Son (the eighteen year-old son), but then the Mother and three other Children moved in, but then the Father moved out, and I am left with Mother and four Children.

This personal investment could come through a friendship ("I like you and want you to succeed"), through a common business enterprise ("We work for the same company and I want this company to succeed") or even something less tangible ("You remind me of my son and it makes me feel good to help you"). - A coach charges money -- this isn't to say that the coach doesn't have some vested interest in seeing you succeed (regardless of the continued payments), but it likely means that the coach makes some/all of his living doing this and can't afford to just give away his time. - There is absolutely nothing wrong with either model, assuming you get at least as much as you pay for (if you pay more than the value you get, then there's an issue).

I felt very heartbroken for her, as she sounded very sad when I spoke to her, and she also mentioned that she is very old and may pass away soon, so the house will go to her son if that happens.

I live in my home with my with my wife and son. 

The mother has an ITIN (issued in 2010) and does not have a Social, but  has a 18 year son who has a Social Security number.

One man was glad that he can now take his car to be serviced without having his son to tag along as interpreter.

When my son started participating in the land business with me a couple years later, our business bought a second subscription to the course and membership for him as I wanted him to go through the course to learn the foundational info.

I did this with my high school son.