I don't want to post his info because I don't want him getting inundated with non-qualified investors asking basic questions.

Would I qualify, in other words will banks even touch me with a 10 foot pole (dismissed bankrupsy, Collections, chargeoffs)  Or should I (hear me out here) Sell this property (wink wink) to a well qualified person of my choosing, and use the proceeds of the sale to flip my next property while paying off my *sale* house.  

You will need to find a banker and go through that process to make sure you are "qualified"Do you want to live in this or rent it out or flip it...?  

Great question, there is a great chance that you will qualify for the first time home buyer incentives at that time.

Georgia Real Estate Law says a broker can "Qualify" more than one company as long as he/she is an Officer of the said company.  

Holding it is really just waiting for appreciation and I think that qualifies as speculation and not investment.

It may vary between different lenders, but technically what qualifies as your primary residence is merely the home you live in for the majority of the year (4/7 days a week should satisfy that requirement),  There are some nuances to this rule, I'm sure, so be sure to speak with a lender who has a lot of experience with FHA.  

You should definitely talk to an attorney, but the general hard money lender loaning at 11-15% and 3-5 points shouldn't qualify as predatory. 

In a reverse exchange you locate your replacement property first and buy it in a specific manner using an exchange accommodating title holder set up by your qualified intermediary.  

I saw there were several VA's that seemed highly qualified but wanted to know if anyone has seen success with it as of yet?