I have done a few deals with a business partner for private lenders (as well as national mortgage companies)We can do a phone conference or even meet for coffee/lunch etc

If I can assist you in your search feel free to send me a private message.

And would one recommend hard money over a private lender for fix and flips, or does it simply depend on interest rates? 

@Bil CasimirI haven't reached out to lenders or private partners on this deal.

Private message me if you want to talk

Generally you they have a topic with a speaker or panel (economy, current conditions, out of state buying, private money, etc) and the agenda is something like 6-7 networking, 7-8 speaker, 8-9 networking. 

We are also looking for private lenders. what is the best approach in reaching out to private lenders in the south florida area

I'm interested in using seller financing as an option when making deals with private sellers.  

Talking to people about REI is the best way to network and meet private lenders or partners.Talking to people with no interest in REI or who have negative opinions about it is a waste of time.Talk to the right people.It is okay to drop a hint about what you are doing if you're not sure of their opinions, but then change the subject once you know they are not worth talking to about REI.

@Dani Z.I have sent you a private message regarding your concern.Thanks!