Everything you need to gain confidence, and begin taking steps towards financial freedom can be found within this site.

The 2017 Florida StatutesTitle VICIVIL PRACTICE AND PROCEDUREChapter 83 LANDLORD AND TENANTView Entire Chapter83.51 Landlord’s obligation to maintain premises.—(1) The landlord at all times during the tenancy shall:(a) Comply with the requirements of applicable building, housing, and health codes; or(b) Where there are no applicable building, housing, or health codes, maintain the roofs, windows, doors, floors, steps, porches, exterior walls, foundations, and all other structural components in good repair and capable of resisting normal forces and loads and the plumbing in reasonable working condition.

But I've also been through a costly divorce I had to put on credit and have two kids half time, pay child support, and have three awesome step kids.

It could be tough to step right in to a 3-4 unit, because without experience as a landlord, most lenders will not count your future rents on the property as income either.

Basically, no matter what software or tools you use to analyze rentals, you want to practice with them until you feel very comfortable on how the process works.Another note, is that what I often see is not so much as mistakes in the calculations (if you use a tool/spreadsheet, the likelihood of this is small), but incorrect "inputs" into the calculators.

If not, as a conservative measure, you can use the land/building value split used by your tax assessor as the first step. 

Check out my 10 Step Guide to Buying and Holding A Small Multi-Family Rental Property ebook in the FilePlace and let me know how I can help you.

Your PM took it upon themselves to shaft you for their benefit.For the time being your first step is to give notice to your PM terminating their contract.

Although I haven't done any rentals yet, I would agree that tenant selection is probably the most crucial step here. 

Once you've ID'd that, which I'm sure you have at this point, you can start taking the next steps.Regardless of the strategy you are using, the next step would be to analyze deals and watch your market (wherever it is) to get to know it like the back of your hand so you're ready to make an offer when the opportunity strikes.